Why does everyone automatically judge and make assumptions when people say they are in debt?

Why is it so hard to believe that some people who are in debt didn't get there by being irresponsible? When people are asking for help sometimes it seems as if people are angry and judgemental when they post their answers. It just doesn't seem right. Sometimes things happen that are out of your control. Being in debt doesn't automatically mean that you are a horrible irresponsible person.

Why does everyone automatically judge and make assumptions when people say they are in debt?
Don't feel bad. About 75% of people who are judging you are also in debt. Probably even further than you are. And most of them are in debt because they just can't give up their fancy houses and their Fancy cars, vacations, etc. Whatever makes them feel superior enough to judge you for being in debt. I'm in debt, partially due to bad decisions, but mostly just due to medical bills and other life necesities. If someone wants to judge me for that then so be it. It would seem to me that someone asking for help, not money, would be doing the responsible thing.
Reply:Yea I know what you mean. I am in a lot of debt b/c of college. All I want is to have a good paying job and the only way to do that is through college. So of course I am in a huge amount of debt but I am trying my best to pay it off now so I won't be in bigger debt later. I also come from a very poor family and not many people understand what it's like to be so poor that you can't afford anything but canned corn and box macaroni. Yuk!
Reply:Your partly right I think. If your in debt because of college or for medical reasons or something like that its understandable.





If your in debt because you live out of your means I don't feel bad for you. Examples; eating out at restaurants constantly, shopping too much, needing stuff from Pottery Barn vs WalMart, not saving for retirement or living in a house you can't afford... etc etc.





People can't help but judge. You do the same thing to other people in other situations.
Reply:Sorry to hear you've been made to feel like everyone is being judgmental towards you. Debt is a fact of life for most of us since childhood.





But nowadays there are role models like Dave Ramsey who is dedicated to helping people regain their wealth. Read The Total Money Makeover and it will change how you look at money as well as give you a plan. www.daveramsey.com





Good Luck
Reply:Very true! Because we live in a society that says make tons of money and not be in debt! To get rid of debt go to Consumer Credit Counseling a non for profit agency helping consumers become debt free. Best Wishes and Happy Debt Free Living!
Reply:You are somewhat right. I would think that ultimately it is in your control unless it is at gun point! But it does not mean that unexpected things did not happen along the way to spin it out of control. Anyway you slice it, anger is not going to help anyone regardless of why you got there. Consider the source, I would guess the vast majority of users here are kids or young adults that don't have a pot to piss in.
Reply:Oh, you mean the people, who just say....Just pay your bill!!





Most of them are bill collectors.





Personally, I have two negative things on my credit report that keep coming up regularly, but they are both medical...Sorry I am not paying a $600 medical bill for surgery that my son had that was supposed to be covered 100% by insurance. They can ping for the next 3 years and then it will drop off anyways.