How to report harrassing debt collectors?

We just received about 10 calls in a five minute span from a debt collector. The woman on the phone also threatened to throw us in jail. How do we go about reporting this because I know it is illegal? We are working out payment arrangements so I don't need the "pay your bills" speech, I just need to know how to go about reporting this problem.

How to report harrassing debt collectors?
Threatening to have you thrown in jail is a violation of the FDCPA and if you could prove she said that, you could easily win a $1000 lawsuit against them.





Send them a certified return receipt letter telling them to cease and desist all phone calls and only contact you through the mail. After they receive that letter, every call is another violation of the FDCPA.





You can also report them to the FTC and your attorney general.
Reply:Call her agency back and talk to a supervisor. If it is a decent agency your problem will be solved in two minutes or less. The woman will be without a job. They should have records of all the calls she has made. You could also report them to the attorney general if that doesn't work. She obviously doesn't care about her job or she works for a sleazy agency.


I'm not calling you a liar, but I do find it hard to believe that it would happen. There are so many rules agencies have to follow. They can't tell you they are going to put you in jail, unless they fully intend to. They don't have the power to do that. When I woked for an agency we were monitored so closely. Good luck in getting it resolved.
Reply:Here is a link to locate your states laws regarding this issue





http://www.fair-debt-collection.com/stat...





Although the FDCPA does not specifically say how many times collectors can call, the Federal Trade Commission (FTC) has published their interpretation of the law which says debt collectors may not call repeatedly or continuously under the circumstances. The FTC goes on to say that collection calls must be meaningful and for a legitimate purpose. In other words the calls must be for a productive purpose such as verifying information, following up on a previous conversation, arriving at an agreement and so forth. They cannot keep calling you repeatedly or continuously for the sole purpose of demanding payment; doing so so is harassment.





It's important to note that creditors are exempt from this federal requirement however, your State Laws may prohibit this activity.





Hope this helps





I invite you to join the following Yahoo group "DontGetRippedOff" dedicated to helping those in financial trouble, Here you will find information to help you with debt collection agencies.


http://finance.groups.yahoo.com/group/do...
Reply:YOU CAN SUE THEM AND GET YOUR $$. AND THE WOMEN WILL GET FIRED. TRY TO RECORD THE CONVRSTN NXT TIME OR TT A SUPERVSR.