How do i get out from under unmanageable payday loan debt?

My husband and I have dug a bigger hole with payday loans, trying for a quick solution. We are now over extended and need to figure a way out without going further in debt with the bills we had originally on top of the pay day loans we've accumulated. We live in Nevada and I would appreciate any advice.

How do i get out from under unmanageable payday loan debt?
Pay your bills, set the payday loans on the back burner and put a stop check on the check they're holding till you can gather the money to pay them back. I've been there it will never end thats how they stay in bsuiness!
Reply:Stop paying any bills right away. There is help...it's called bankruptcy...sounds bad but its a new start in life for people like you...lots of people fall into the trap of credit when banks and such promote spending so much. Don't worry yourselves sick anymore and restart life.
Reply:Is there a credit counselling service in your area? Free of charge, of course. You may need to talk to your lenders and say what's happened and ask what arrangements can be made for repayment. Please don't expect any courtesy because they will try to be bullies first. I don't know the extent of your debt, but you'll have to really, really tighten your belt and before you even spend 10 cents on a candy, ask if you NEED this or do you just WANT it? If your life will end without it then buy, otherwise, leave it there and walk away.





I'm Canadian and I know the USA just changed the laws about Bankruptcy, making it very difficult to walk away from your debts.
Reply:file bankruptcy as soon as you can, you dont need a lawyer the clerk at the us bankruptcy court for your area will usually help you. do not go to credit counseling places