How long until a bill gets written off as a bad debt?

I know companies will drop a debt when a certain amount of time has gone by, but what are those standards?





I keep getting calls from a hospital saying there is a bill due (it's a recording) but the calls aren't for me. I've called several times to tell them it's the wrong number, but I keep getting calls. When will they write it off and leave me alone?

How long until a bill gets written off as a bad debt?
If the calls are directed to your name, not just your number, then you have to inform them in writing that you contest their claim.





If they have a wrong number it might still be a good idea to drop them a note to tell them that the person they are trying to reach has abandoned this phone number or never had it.





It might also be helpful to you to mention that their calling you is causing you distress, so please STOP.





How long it takes for them to attempt to collect through the courts varies. Some will attempt as soon as they are confident that they are not getting paid without it,,, some wil just go on dunning until the law in your (or their) jurisdiction no longer allows them to sue.
Reply:If calling the hospital, are you calling the number they left or just the main number for the hospital?





Make sure it's actually the hospital calling you and not a collection agency.





Each company sets its own standards for collection and write off.





You could try sending them a letter and explaining again that they have the wrong phone number and that the harassment needs to stop.





And try not to let it get to you. Be happy it's not you who owes money. =)

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