How can I resolve the collections debt NCO FIN/35 on my credit report?

I recently acquired the three major credit reports, and noticed that on two out of the three I had this collections debt on my reports.





On the Experian report it has it listed as closed, but on the Equifax report the status is still opened. The original date it was opened was back in 2002, and I had no idea that I had owed anything to anyone.





It's only listed as a $50 debt which I would have had no problem of paying at the time, but for whatever reason I had no idea of its existence.





I have tried and do some research on how to settle this, and get it removed from my reports, but have had no luck.





I would greatly appreciate anyones help on this issue. Thanks.

How can I resolve the collections debt NCO FIN/35 on my credit report?
write a letter to each disputing the entries.


The credit bureaus will investigate, and give the collection companies 30 days to prove that you still owe.


most collection companies will not post that you paid off a debt, because it costs them to do so, and is free if you dispute it, so they'll wait until you do.
Reply:If you write each credit reporting agency disputing this claim, they will have to do research and verify that the creditor is in fact valid and that the account is open.





If they find that it is, you have little choice but to pay the amount owed. The lines will still remain on your credit report, but they should not go towards "Bad credit" if they are paid off.





I have had many of the same problems, mostly with cable companies claiming I never paid my bills when I have. I hope you have more luck than I did!
Reply:I've been fighting them myself. What sucks is that when I owed them money, they reported to the credit bureau every month. When I paid them off(5mos ago), they stopped and I can't get them to report to the credit bureau to clear my account. These are dirty dudes. Ask for Anthony Nolton. He was a real ballbuster and I try to talk to him everytime just to ruin his day.
Reply:contact nco fin/35 %26amp; ask what was the original creditor %26amp; credit card number. review your records. pay it or dispute it. then correct it on your credit report.

tanning