Saturday, October 24, 2009

What is the Statutes of Limitations in Florida for credit card debt?

I have a debt that's over ten years old and a collection company threatening to sue. I think they're fishing. The last payment was made around the year 2000 through a credit consolidation company. Nothing since. I didn't agree to pay them anything, I didn't say that I owe the amount they claim but I also didn't deny it.


Is this something I should worry about?

What is the Statutes of Limitations in Florida for credit card debt?
In Florida the limit is 4 years. If it's been 8 years since you made a payment, and you've lived in Florida the entire time, you can tell them to pack sand. If they make any threats at all tell 'em you're going to file a complaint with the Federal Trade Commission.





If you lived in Florida, then left the state, then came back, the time you lived outside the state does not count toward the 4 years. So the time stops, then starts again when you come back.
Reply:Going to hell for being a cheat.


You created the debt so be a man and pay it off!


You got a problem with paying for your purchases?
Reply:no most credit depts expire after seven years they are fishing ignore it
Reply:i don't know about Florida but i live in Texas and we had a pharmacy that has been closed for 20 years and 1 company still bothers us every 2 years, have to go to a attorney for a debasition to see if we have anything they can take from us, it's crazy and i am so sick of them, plus they continue adding interest on top of that to the point we will never be able to pay them back. normally it's 7 years for your credit report.

Genealogy

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