What's the best way to rebuild credit when still deep in debt and with past due accounts?

The debt is too deep to pay off within the next 2 years and I was wondering if there was a way to at least improve my credit while attempting to pay off my debt.

What's the best way to rebuild credit when still deep in debt and with past due accounts?
Cut back on your spending, do whatever you can to increase your income and pay down your debt over time. And over time your credit score will begin to improve. Pay off the past due accounts first. There is no fast, easy and magic way to do this. Just takes a lot of effort on your part.
Reply:In your situation, it will take time, and determination.


You absolutely must pay your bills on time and NEVER be late or your score will get trashed.





Use the score simulator below. Play around with it and see what you need to do to raise your score.


http://www.bankrate.com/brm/fico/calc.as...
Reply:Make sure to make payments monthly on all accounts (especially the ones that are past due). Your credit should improve if you make payments on time each month.
Reply:Try using: http://DebtAnswersNow.com





They consolidated all my debt and helped lower my total debt about 25%. I highly recommend the service.
Reply:FICS YOUR CREDIT WITH FIRST INTEGRATED CREDIT SOLUTIONC....SCHNELL.WILLIAMS@FICOFICS.C...