What is the statute of limitations on credit card debt from the original creditor (in Pennsylvania)?

I know it is 4 years for secondary creditors (debt collectors) but what is the SOL for the original creditor (example: a bank)?

What is the statute of limitations on credit card debt from the original creditor (in Pennsylvania)?
It's 4-years also.





See the link in the source box.
Reply:Yup, its 4 years.
Reply:Hands Down.. 4 years plus 3 months from the last date of activity. www.urbancredit.net
Reply:The SOL is set by the type of account (open ended, written...etc) not by who owns the account, so like Spifiman said, it's 4 years as well.
Reply:Consumer credit is covered by federal law, so it doesnt' matter what state you're in.





My understanding is seven years.