Sunday, March 14, 2010

Can I fax a letter to a debt collector asking them to stop contacting me?

I have a debt collector constantly calling me between 15 - 20 times per day. I have offered to make payments but they want me to make bigger payments that I can't afford right now. I know that if I ask them in writing to not contact me anymore they have to stop. My question is can I fax them the letter or does it have to be sent certified mail?

Can I fax a letter to a debt collector asking them to stop contacting me?
Do both....what do you have to lose. In the meantime start sending them the payments (in the amount you can afford).
Reply:15 - 20 times a day is harassment, so next time they call you can threaten to report them. Also, you can tell them not to call you at work, if they do you can report them for that as well, because it could get you fired. Chances are they are going to call relatives like parents, brothers, sisters, etc. and they can, but they can not tell them that you owe a debt to them. They can only ask them about contacting you. So if they hound any relatives about collecting the debt or suggesting one of the relatives pay it (it does happen) then you can report them for that.
Reply:Yes, you can fax it, but they can always say they didn't get it. What you need to do is send it to them certified mail. Send a cease and desist letter indicating that you will seek legal representation should they continue to harass you and threaten your lively hood.





Best of luck!
Reply:Do both. go to the www.ftc.gov and study the fair debt collections practices act.





also, contact a law office, get your 30 minute free consult about how you might sue the collector to get their attention.
Reply:You better send it certified mail so you have proof that you sent it and they received it. If you fax there is no guarantee they will act appropriately.
Reply:Tell them if they keep calling they will get fined $5,000 per business . Get you a Caller ID , if you don't already have


one .
Reply:You can, but it is best to send them a certify letter as well.
Reply:write them a letter and send it certified that way you know they got it and have a legal leg to stand on!


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