What would it mean to you to be completely debt free?

I am a budget counselor (we counsel for free at our church) and I am looking for ways to motivate people who enter the program.





I am doing a little research to understand what it would mean for different people to be completely debt free.





What would you be willing to do to become debt free?


I mean give up things (please no nasty responses) I am only looking for serious answers. This is a way you can help other people

What would it mean to you to be completely debt free?
i'm 39 and have worked hard since i started working. i am debt free, no mortgage, no car or truck payments, no credit card balance. i will be able to retire before i am 50 and be able to enjoy life and afford it.


i gave up weekends, vacations, and some pride to make sure my family and i won't have to worry about bills in the future like college and medical costs.it's really just learning how to live within your means and still being able to smile. i never missed anything to do with my 2 sons whether it was 5:30 AM hockey practise or home work. i made sure my wife was happy and enjoyed what she was doing and made a point of spoiling her when i could.


look after your family and the rest will look after itself.
Reply:Building Wealth by Reducing Debt


http://www.askaquery.com/Answers/qn1578....
Reply:I am debt free and it feels great. I don't like bills, especially ones I can't afford. So, I worked hard, was really frugal, and paid everything off. No luxuries now, just freedom from worry.
Reply:Well, I could just work more but then I would be giving up time to spend with my child....right now that's a very, very difficult choice to make so I may have to carry debt a little longer than I would like.





I am trying to eliminate the little vacations I usually take frequently....these always results in spending more money than I have which means more credit card debt which means more interest to pay.....if I'm good about this, it may do the trick for me!
Reply:I've been working my tail off for the last 4 years...on my 40th day in a row right now...ask myself if I really need it before any purchase...gonna be sweet...3 more years...good luck
Reply:being a single mum its realy hard to be debt free..im finding it real difficult to cope with the every day living rather than living for luxuries..like food gas electric rent etc...we live as a normal family. if we cannot afford it we dont have it..i had a good job (english)20.000 a year and a company car and lost my job 4 weeks ago now we live on just 80.00 a week. theres nothing i could even give up to make my life debt free..but the thought of it would be majic..a clear head..free from looking over your shoulder for the next person to knock on the door. im looking for another job..and ill be a lot wiser next time..
Reply:Well, I am trying to do it on my own, so for me it means living without luxuries for a while, as in holidays, cd's and dvd's are out the window, its just a case of scrimping and buying budget brands for a while so i can pay other things off