How can I tell my boyfriend about my debt?

I will be moving in with my boyfriend pretty soon and I have approx $2,000 in debt all of which have gone into collections. My bf is very good with his money and he doesn't like to owe anything. I need to find a way to break this to him. How should I tell him?

How can I tell my boyfriend about my debt?
right before having sex == if he sticks around he is a keeper!!!
Reply:thats not a big amount at all....you should think about getting a job or second job if you really need to so you can pay off these debts quickly.
Reply:Just pay it, he doesn't need to know about it unless you get married, he will be married to your credit rating too and this will mess up his plans.
Reply:tell him the truth NOW before your debt amounting to $20,000. he'll understand though he'll freak out at first. you know...men...
Reply:$2000 is not bad at all. The bad part is that it is in collections. Since he is good at managing debt, ask his advice. Do not move in with him without letting him know about this since you know it might be an issue. He may also be able to assist you in dealing with the creditors.
Reply:2k isn't all that bad, be honest and he'll find a way to get you out.





www.creditinfocenter.com
Reply:Say honey i have some deb t that is in collections, due to what ever the reason is. Can you help me figure out a way to get this taken care of. Notice I did not say will you pay it off.





If he really cares about you and vice versa this is something that the two of you should talk about. You have to have an open and honest relationship with him or whoever you end up with. You should be able to talk about anthing.





Good Luck
Reply:#1: it's only $2,000. However, once you move in together, he will soon find out anyway. And for him to find out by getting a collection call will be devastating to his trust in you, not to mention that he will then question your ability to handle money well.


If I were him, I would definitely want to hear about it sooner than later, but here are some tips to soften the blow:


- work aggressively to reduce what you owe or settle, or work out a payment plan with your debtors, and start paying now. Then when you tell you bf, you can at least say that you have a plan and are acting on it. You can argue that you've turned a corner, and are not the immature girl that got herself in trouble and can't get out on her own - that you're self sufficient - something most guys find admirable.


- don't tell him during the conversation about moving in. He will be able to figure out that you are telling him only because you have to, not because you want to. Which means that you could be hiding other things, etc. Back to trust issues.


- When you do tell him, try to be apologetic and remorseful; it will be easier for him to accept it - and you.


Good luck!
Reply:$2,000 is really not that bad.


Be up front and honest with him about the debt. If he is great with money, he may be able to help you commit to a payment schedule so it doesn't affect your credit too badly.


When you tell him, be sure to express that you are working on it and that you felt embarassed about telling him.


He really shouldn't mind. He may just be a little confused as to why you did not tell him earlier.