Need help with locating a lender to consolidate my total debt. Can anyone help me?

I want to consolidate my total debt and make one paymant. Needs to be with someone who takes poor credit and low income. Please help!

Need help with locating a lender to consolidate my total debt. Can anyone help me?
If you already have poor credit b/c of your debt, low income, and no collateral then a bank most likely won't give you a consolidation loan. You can still try though - give your bank a call about their qualification requirements for consolidation loans.





However, you could try credit counseling which will negotiate a lower consolidated monthly payment and lower interest rates. Credit counseling does negatively impact your credit similar to a bankruptcy but at this point you may not care. But, be careful there are plenty of scams out there for credit counseling. I know someone who recently went through a good company but sorry I can't remember who it is right now. Maybe someone else on this board can give you a recommendation so you can at least talk to them.
Reply:Here is a good option to check out. This company has plenty of free information for you. This company has been featured on national TV newcasts (not infomercials) and published in several magazines such as Newsweek. This company is where people lend money to other people. Good Luck





http://www.prosper.com/join/heyhobbs
Reply:Have a look for article : Consolidate Debt - Make Life Easier


http://debt-solutions.nuggz.org/
Reply:I'd get a copy of your credit reports and see just what


you can have removed (7 years or older) and how


accurate your report is and validate everything you have


a question about. Look for duplicate entries. More than


one collections trying to collect the same bill, etc.





www.creditinfocenter.com