Sunday, October 11, 2009

How many times, in one day, can a debt collector call?

When a debt collector calls many times, say above 10 times in one day, who can I contact about this? And is that considered harrassment? The companies never leave any messages and the few times I have answered the phone, it has been a pre-recorded messages telling me to call them back. What can I do about this?

How many times, in one day, can a debt collector call?
They can contact you as much as they need to, but only between certain hours (8:00 a.m. and 9:00 p.m).





There is no law that determines how many times they can call, only when they can call and how they must treat you.





Send a Cease and Desist letter and never talk to them on the phone. All correspondence needs to be written and sent certified return receip mail.





Good luck
Reply:AS OFTEN AS THE PHONE CAN RING..
Reply:It certainly is harrassment. Get an unlisted number.
Reply:Legally, I think the limit is once a day. Tell them up front you will only talk to them once a week. If they call more often, hang up. They actually learn quickly. They same approach works for threats and bad language.
Reply:Pay your bills. Otherwise, write them and ask them to stop.
Reply:According to the Fair Collection Practices Act, agencies are forbidden from contacting consumers in any way (other than litigation) after receiving WRITTEN notice that said consumer wishes no further contact.





So write them a letter.





More info:
Reply:write a letter stating for them to stop, if they don't you can seek retribution against there company


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