Can a company switch debt collectors while a debt is in dispute with the original collector?

Due to a mistake on their part AT%26amp;T believes that I owe them money that I do not. I was contacted by a debt collector, and I immeadiately disputed the debt in writing. The Debt collection service never contacted me again. Now, six months later, I have a collection letter from another collection agency, once again claiming I owe this debt. How do I make this go away?

Can a company switch debt collectors while a debt is in dispute with the original collector?
The debt has been sold to a collection agency. When you disputed the debt, they just sold it to another collection agency. You have to dispute it again. Unfortunately, they will probably sell to yet another colelction agency.





Hopefully you have some documentation that proves you do not owe the debt. Dispute the item on your credit file -- the collection agencies have undoubtedly reported it.





If that doesn't get the item removed from your credit file, send the collection agency a certified, return reciept letter requesting validation of the debt to include copies of contracts and documentation proving you owe the debt. Give them 30 days.





If they fail to respond, send another dispute to the credit bureau with a copy of your validation request, indicating that they failed to validate. That should get it removed.





However, it may still come back to haunt you thru yet another collection agency. Somewhere along the line you might even consider a delete for pay -- you pay $x and they delete. Get it in writing and don't give them direct access to your bank account.
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